About Me

Talking About Loan Options

Hello, I'm Taylor Biggs. When I moved to a new country, I was unprepared for the high cost of housing and goods. The funds I had saved for the move did not last half as long as I expected. Although I was working toward a paycheck, I still had a week to wait for the money to clear the bank. In that time, the food was dwindling down and my housing payment was due. I sought help from my bank to obtain a short term loan. The loan process was long and drawn out, so I turned toward a money market for help instead. The payday loan was exactly what I needed to last until my first payday. I will use this site to discuss loan options in detail with you all. Please feel free to come back anytime.

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Low Credit Score? What To Know About Getting A Mortgage

Posted on January 8, 2019

Buying a home is a major financial decision that requires a good deal of fiscal responsibility. For most, buying a home requires taking out a mortgage. There are a variety of factors that go into mortgage approvals, but credit score plays a large role in whether or not you qualify for a mortgage. Having a low credit score can make getting a mortgage incredibly difficult. Here are three things that you should know about getting a mortgage if you have a low credit score. [Read More]

4 First-Time Home-Buying Money Mistakes You Can Easily Avoid

Posted on December 9, 2018

When buying your first home, it is easy to make mistakes along the way. Luckily, by being prepared, you can avoid some of the major money mistakes first-time home buyers sometimes make that put them in a financial bind. #1 Failing to Save for Closing Costs When it comes to buying a home, you don't want to put all of the cash that you have into your down payment. You also need to make sure that you save some cash to cover your closing costs. [Read More]

Bail Set Too High? Consider These 4 Ways To Get It Lowered

Posted on November 16, 2018

If a judge has set your bail bond so high that you cannot pay it, your initial instinct may be that you need to go to a bail bondsman to get the money that you need. However, a high bail amount will result in paying a higher premium to the bondsman in this situation. Having high bail isn't a great scenario to be in, which is why it helps to request that the judge lowers your bail to make it more affordable. [Read More]

Understanding Wholesale Mortgage Loans

Posted on October 17, 2018

Purchasing a home is a significant financial endeavor. Since most consumers don't have the cash reserves needed to pay for the purchase of a home in full, mortgage loans are an important financial product within today's market. Mortgages can be issued through two different channels — retail and wholesale. A wholesale mortgage loan can offer consumers a number of benefits, but you must understand how wholesale mortgages work in order to take advantage of these benefits for yourself. [Read More]