Follow This Timeline To Maximize Your Chances Of Getting A Great Rate On A Home Loan

Whether you're buying a home or are looking at home equity loans to complete a major home improvement project, taking out a home loan can be complicated, time consuming, and stressful. The key to successfully navigating this process is to plan well in advance, divide everything you need to do in small steps, and tackle each hurdle one at a time. Try to stick to this timeline as closely as possible. [Read More]

Child New To College? Help Getting Expensive College Books

If your child is starting college, you will soon find out their college books are likely going to be veryexpensive. Fortunately, there are some things you can do to help you pay for them. Follow the tips below and those books will be in their hands before the first day of college. Obtain a Loan If they are taking a lot of classes the first and second semester, you may want to consider getting a loan to cover the cost of the books. [Read More]

3 Questions To Ask Before Taking Out A Cash Advance

A cash advance, also commonly referred to as a payday loan, is a short-term loan that's designed to help a person meet financial obligations before his or her next paycheck. A cash advance can be used for anything, but it's common for people to use them to cover emergency expenses, utility bills, and even rental payments. If you're thinking about taking out a cash advance, there are a few things you should ask your lender before you sign any paperwork. [Read More]

Debunking 3 Common Myths About Selling A Structured Settlement

Many people who are awarded structured settlements consider the option of selling for a lump sum payment. After all, while receiving equal, scheduled settlement payments for an extended period of time can be nice, many would prefer to have the money they're entitled to awarded to them all at once. This way, they can take care of financial obligations, such as paying off debts and making necessary purchases. Still, if you're considering the option to sell your structured settlement, there are some myths you'll want to be aware of. [Read More]