How Mortgage Pre-Approvals Affect Your Credit Score

Being pre-approved for a mortgage is considered a must for those about to go house shopping. It provides buyers with multiple benefits such as knowing how much house you can afford, how likely you are to get a loan, and it gives sellers the confidence in accepting your offer. Some buyers, however, express reluctance about this move for fears of it negatively affecting their credit score. To find out what is what in regard to pre-approvals and creditworthiness, read on. [Read More]

What First-Time Homebuyers Need To Know

The decision to buy a home is not one that most people take lightly. A lot goes into purchasing a home, from looking at available properties to taking out a mortgage and everything in between. This process can be challenging, especially for a first-time homebuyer. The good news is that there are plenty of resources that can help buyers get into their new homes. Here are three things that first-time homebuyers need to know. [Read More]

What to Know About Getting a Conforming Loan

Are you ready to purchase a home, and need to secure a mortgage to do it? Your best bet is to get a conforming loan for your financing. Here are a few key things to know about this type of loan before you apply The Types of Conforming Loans There are essentially three types of conforming loans that you'll have to pick from. A fixed rate loan is one of the more popular options ,because it offers consistent payments over the entire lifetime of the loan. [Read More]

A Guide To Handling Skid Steer Financing

Skid steers are essential heavy equipment for a number of industries. It's a machine that digs into the ground to remove dirt for construction projects, land grading work, and a variety of other matters. If you're going to buy one of these skid steers, it's important that you learn all you can about financing options. This article will teach you more about skid steer financing and everything that comes with financing your purchase. [Read More]